(PDF of Terms & Conditions)

Delta Initiative, LLC operates this website for customers and visitors interested in Delta Initiative, LLC and its products and services.

All uses of the website (this "Site") by visitors or by registered users of the Site are subject to the following terms and conditions of use (these "Terms of Use").

Please read these Terms of Use carefully before accessing or using any other part of this Site.  By accessing or using this Site, you agree that you have read, understand and agree to be bound by these Terms of Use, as well as the Delta Initiative Privacy Policy, which is hereby incorporated into these Terms of Use.  If you do not wish to agree to these Terms of Use, do not access or use any part of this Site.

The Terms of Use are organized as outlined below.  Please use these links to go directly to any portion of the Terms of Use that you are interested in.  We encourage you to read the entire text of the Terms of Use in order to understand your rights and obligations and the rights and obligations of Delta Initiative, LLC.

I.     These Terms of Use Apply to Visitors and Registered Users

II.    Individuals Under 18

III.   Security

IV.   Proprietary Materials

V.    Usage Restrictions

VI.   External Links

VII.  Dealings with Merchants

VIII. Downloading Materials

IX.   Indemnification

X.    Disclaimer

XI.   Limitation of Liability

XII.  Intellectual Property Rights/Infringement

XIII. Submissions

XIV. Compliance with Law

XV.  Miscellaneous

I. These Terms of Use Apply to Visitors and Registered Users

Your use of this Site or any of the services provided by or through this Site constitutes acceptance of these Terms of Use and of the Delta Initiative Privacy Policy, whether you are a visitor or a registered user with a User ID and a password.  Failure to comply with these Terms of Use may result in the immediate termination of your access and use of this Site.  We expressly reserve the right to make changes to these Terms of Use, the Delta Initiative Privacy Policy and this Site and its contents, and to restrict service or access to any other part of this Site, for any reason, at any time, without prior notice.  Changes in these Terms of Use and the Delta Initiative Privacy Policy are effective immediately upon posting of the modified text on this Site.  You should view these Terms of Use periodically to stay informed of changes that may affect you, as your continued use of this Site signifies your continuing consent to be bound by these Terms of Use and the Delta Initiative Privacy Policy.

II. Individuals Under 18

No information should be submitted to this site by anyone under the age of 18.  Individuals under the age of 18 are not allowed to register for any of the services offered by this Site.

III. Security

As a registered user of the Site you may be assigned a log-in or company ID (your "User ID") and a password and will be responsible for maintaining their confidentiality.  You are responsible for all access and any activity that occurs through use of your User ID and password and agree to notify Delta Initiative, LLC immediately if you become aware of any unauthorized use of your User ID or password or any other breach of Site security.  Delta Initiative, LLC is not liable for any loss or damage arising from any unauthorized access or use of your User ID and password.

IV. Proprietary Materials

The entire contents of this Site (including all solutions, information, software, text, displays, images and audio), and the design, selection and arrangement thereof (collectively, the "Content"), are proprietary to Delta Initiative, LLC or its content providers or licensors and are protected by the copyright laws of the United States and other countries.

Delta Initiative, LLC grants you a limited license to access and make personal use of this Site and the Content.  Except as expressly provided for in these Terms of Use, any modification or use of any Content for any other purpose constitutes an infringement of Delta Initiative, LLC's intellectual property and other proprietary rights.  Other than as required to facilitate your personal use, you may not reproduce, perform, create derivative works from, republish, transmit or distribute any Content from this Site, or any other website owned or operated by Delta Initiative, LLC, without the prior written permission of Delta Initiative, LLC.  All authorized copies of any Content must display in their original form any copyright notice, trademark legend, author attribution or other notice placed on such Content.  Except as expressly authorized by Delta Initiative, LLC in writing, you may not reproduce, sell or exploit for any commercial purposes any part of the Content or this Site, or access to or use of the Content or this Site.

"Delta Initiative" and the associated logos and other marks clearly identified in this Site as Delta Initiative, LLC's are Delta Initiative, LLC trademarks.  You may not use such marks without Delta Initiative, LLC's prior written permission.  All other names, brands and marks are used for identification purposes only and may be trademarks or registered trademarks of their respective owners.

V. Usage Restrictions

You may use this Site and the Content only in accordance with these Terms of Use, any other terms applicable to the various features of this Site and all applicable laws, rules, and regulations.  You agree not to: (a) restrict or inhibit any other user from using and enjoying this Site; (b) attempt to circumvent any security measures of this Site; (c) post or transmit any information, software or other material that is fraudulent or violates or infringes the rights of others, including material that violates privacy or publicity rights, or infringes copyright, trademark or other proprietary rights; (d) use any Site resource for commercial purposes not expressly permitted by these Terms of Use; (e) impersonate any person or entity or falsely state or otherwise misrepresent your professional or other affiliation with any person or entity; (f) resell, redistribute, broadcast or transfer any information derived from the Site; or (g) post or transmit anything constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any domestic or international law.  You agree that you will not use the Site, including the information provided therein, or any other part of this Site for any unlawful purpose.

VI. External Links

For your convenience, hyperlinks may be provided on this Site that link to other websites.  Delta Initiative, LLC does not sponsor or endorse such websites.  You acknowledge and agree that Delta Initiative, LLC is not responsible for, and has no liability with respect to, the availability (or unavailability) of such websites, the treatment of your personally-identifiable information by such sites or the information, products, content or other materials on or available from such websites.  If you would like information on any other website's privacy policy or terms of use, you should contact that website directly.

VII. Dealings with Merchants

If you choose to correspond, participate in a promotion or engage in transactions with any merchant found on or through this Site, you acknowledge and agree that Delta Initiative, LLC is not a party to, and will not be responsible for, your interaction with such merchant, including its treatment of your information and the terms and conditions applicable to any transaction between you and the merchant.  The terms of your interaction with any merchant are solely between you and such merchant.  You agree that Delta Initiative, LLC will have no responsibility or liability for any loss or damage of any kind that you may suffer as the result of any such interaction or the presence of such merchants on this Site.

VIII. Downloading Materials

You assume the full responsibility and risk for any direct, indirect, or consequential damage resulting from your downloading of any information, software or other materials through this Site.  It is your responsibility to take precautions to ensure that anything that you may download or otherwise select for your use is free of viruses and other destructive materials.

IX. Indemnification

You agree to indemnify, defend and hold Delta Initiative, LLC, its subsidiaries, affiliates, contractors, suppliers, co-branders and other partners, and the officers, directors, employees and agents of each (collectively and individually referred to hereafter as "Delta Initiative et al."), harmless from and against all claims, demands, suits or other proceedings, and all resulting loss, damage, liability, cost and expense (including reasonable attorneys' fees), made by any third party due to or arising out of content, data or information you submit, post to or transmit through this Site, your access to and use of the Content or this Site, your violation of these Terms of Use, or your violation of any rights of another.  Delta Initiative, LLC reserves the right to assume exclusive defense and control of any matter subject to indemnification by you.  All rights and duties of indemnification set forth herein shall survive termination of these Terms of Use.

X. Disclaimer

THIS SITE AND THE CONTENT ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS, "WITH ALL FAULTS" AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND.  DELTA INITIATIVE ET AL. DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS SITE AND THE CONTENT, AND THE USE THEREOF, INCLUDING, BUT NOT LIMITED TO, WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, CURRENCY AND AVAILABILITY OF THIS SITE OR OF ANY CONTENT, AND WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

XI. Limitation of Liability

Delta Initiative et al, shall not be liable to you for any loss, cost, damage or other injury, whether in contract, tort, negligence, strict liability or otherwise, arising out of or in connection with (a) your use of or reliance on, or your inability to use or rely on, this Site and the Content, (b) Delta Initiative, LLC's performance of its obligations under or in connection with these Terms of Use, (c) access to or alteration of your personally identifiable information or other information in an unauthorized manner, (d) representations or conduct of any third party related to this Site, including our advertisers and business partners, (e) any action or inaction of any other user of this Site, or (f) your purchase and use of any goods or services provided by third parties through Delta Initiative, LLC or this Site.  UNDER NO CIRCUMSTANCES SHALL DELTA INITIATIVE ET AL. BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, SPECIAL OR SIMILAR DAMAGES OR COSTS, INCLUDING, BUT NOT LIMITED TO, (A) LOST PROFITS OR DATA, (B) LOSS OF GOODWILL, (C) LOSS OF OR DAMAGE TO PROPERTY, AND (D) CLAIMS OF THIRD PARTIES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OF USE, THE USE, COPYING OR DISPLAY OF THIS SITE OR THE CONTENT, TRANSMISSION OF INFORMATION TO OR FROM THIS SITE OVER THE INTERNET, OR ANY OTHER CAUSE BEYOND THE CONTROL OF DELTA INITIATIVE ET AL., EVEN IF DELTA INITIATIVE ET AL. WAS ADVISED, OR ACTUALLY KNEW OR SHOULD HAVE KNOWN, OF THE POSSIBILITY OF SUCH DAMAGES OR COSTS.  WITHOUT LIMITING ANY OF THE FOREGOING, IF DELTA INITIATIVE ET AL. ARE FOUND LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS OR MATTERS ARISING UNDER OR IN CONNECTION WITH THIS AGREEMENT, THEIR AGGREGATE AND MAXIMUM LIABILITY FOR ALL SUCH MATTERS AND CLAIMS IN ANY CALENDAR YEAR SHALL NOT EXCEED $100.  Some states do not allow limitations on how long an implied warranty lasts or the exclusion or limitation of incidental or consequential damages, thus certain of the above limitations may not apply to you.

XII. Intellectual Property Rights/Infringement

If you are a copyright or trademark owner and you believe that your work has been copied in a way that constitutes copyright or trademark infringement, please contact us at

Postal Mail:
Delta Initiative, LLC
129 W Brentwood Drive
Palatine , IL 60074

XIII. Submissions

Delta Initiative, LLC is pleased to hear from visitors and registered users of the Site and welcomes comments regarding Delta Initiative, LLC's products and services.  However, Delta Initiative, LLC requests you not to submit any creative materials to avoid future misunderstandings should projects developed by Delta Initiative, LLC seem to be similar to your creative works.

By submitting information and material to this Site or to Delta Initiative, LLC, whether by email or through use of this Site, or submitting or posting feedback, questions, comments, suggestions, ideas, graphics, text, software or computer files of any type, you thereby expressly grant, or warrant that the owner of such material has expressly granted, Delta Initiative, LLC a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, make and have made, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and to incorporate it in other works in any form, media or technology now known or hereafter developed, subject to the Delta Initiative Privacy Policy, as set forth on this Site.

XIV. Compliance with Law

You access this Site and the online solutions and services provided on this Site at your own initiative.  In connection with your use of this Site and that of any person authorized by you to use this Site, you are responsible for compliance with all applicable laws, regulations and policies of all relevant jurisdictions.  Recognizing the global nature of the Internet, you agree to comply with all applicable local rules regarding online conduct and acceptable content.  You expressly agree to comply with all applicable laws regarding the transmission of data or information out of the country in which you reside.  You further agree not to upload to this Site any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain encryption software.  These assurances and commitments by you shall survive termination of this Agreement.  Any personnel, offices, residents and operations of your organization in Cuba, Iran, Iraq, Libya, North Korea, Sudan and Syria (as such list of excluded countries may be revised or amended from time to time by law or regulation) are not permitted to access and use this Site, including, without limitation, the services accessible through this Site, and any such access and use is a violation of this Agreement.

XV. Miscellaneous

You agree that these Terms of Use and any operating rules posted on this Site describe the entire agreement between us with respect to their subject matter.  This Site was created and is operated under the laws of the State of Illinois .  The laws of the State of Illinois will govern these Terms of Use, without giving effect to any principles of conflict of laws.  Although you acknowledge that we have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in Chicago , Illinois , regarding any and all disputes relating to these Terms of Use or your use of the Site.

You acknowledge and agree that the warranty disclaimers and liability and remedy limitations in these Terms of Use are material terms of these Terms of Use and that they have been taken into account in the decision by Delta Initiative, LLC to provide the Site.  You may not assign any of your rights, obligations or privileges under these Terms of Use without the prior, written consent of Delta Initiative, LLC.  If a court of competent jurisdiction finds that any provision of these Terms of Use is invalid or unenforceable, we both agree that the other provisions of these Terms of Use will remain in full force and effect.  You agree that, regardless of any applicable law to the contrary, you cannot file a claim or cause of action arising out of or related to this Site or these Terms of Use more than one (1) year after such claim or cause of action arose.

No waiver of any provision or any right granted hereunder will be effective unless set forth in a written instrument signed by the waiving party.  No waiver by either party of any breach or default hereunder will be deemed a waiver of any subsequent breach or default.  The titles and subtitles used in these Terms of Use are used for convenience only and are not to be considered in construing or interpreting these Terms of Use.

YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND THE DELTA INITIATIVE PRIVACY POLICY REFERENCED HEREIN.